No one's identical. So why do so many checking accounts look the same? We've got three great checking products to help you manage your money and give you the features that fit your lifestyle. One's really interesting, another sounds great and the third is very convenient. Literally.

When you bundle your accounts together you're automatically enrolled in our C.A.R.E. Package. So you'll get an even better deal, like no minimum balance or monthly fees. To learn more click here.

Interest Plus Checking.

With Interest Plus, you can earn 6.01% APY* guaranteed until at least 2010. There's no minimum balance required and you also get the use of ATMs free nationwide.**

Qualify for your High Bonus Rate and Free Nationwide ATMs in just three easy steps:

  • Enroll in eStatements - receive your statements electronically
  • Have One Direct Deposit OR One ACH (Electronic Payment)
  • Conduct a minimum of ten (10) Debit Card Swipe and Sign transactions (Credit transactions/Non-PIN based)

NOTE: A debit card purchase using your PIN will not count as a Debit Card Swipe and Sign purchases. All direct deposit, ACH and Debit Card Swipe and Sign purchases must post to your account by 6:00pm (EST) on the last business day of the month to count towards that month.

Other Interest Plus features:

  • Earn High Bonus Rate of 6.01% APY on balances up to $25,000
  • Earn High Bonus Rate of 0.25% APY on balances over $25,000
  • Earn Standard rate of 0.10% APY IF you don't meet qualifications listed above
  • ATM fee refunds from other financial institutions nation-wide, up to $25.00 per month (does not include international ATMs)*

Additional benefits from UFCU:

  • A whole range of FREE electronic services: Online Banking (PowerLink) with Bill Pay, instant eStatements and e-mail alerts, and online account aggregation.
  • Overdraft protection from your savings account(s), along with Courtesy Pay protection up to $1,000 is available to save you embarrassment and expense of Non-Sufficient Funds (NSF) items! Click here for Courtesy Pay disclosures.
  • Free private and personal Financial Planning and Financial Seminars
  • Free Medallion (Signature Guarantee) and notary services

Want to know more? Stop by your local branch or call our Member Service Center toll-free at 888-982-1400 today.

* Annual Percentage Yield (APY) as of 4/20/09; subject to change. Minimum opening balance of $50 required. 6.01% earned on balances up to $25,000 (.25% APY earned on dollars above $25,000).

** Free ATMs Nationwide (ATM foreign surcharge fees will be refunded monthly up to $25/month; excludes international ATMs, balance inquire, and ATM deposit fees). No CardPerks points on debit card transactions. Requires e-Statements, Direct Deposit or 1 ACH per month and 10 debit card transactions posted per month (signature based) to earn Interest Plus rates (.10% APY earned for not meeting requirements). Members not meeting requirements will not earn ATM foreign surcharge fee refunds. No free checks on this account.


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My Tunes Checking.

With My Tunes checking, you get free music and free nationwide ATMs*. See, UFCU really is in harmony with your life.

Here's how it works. When you open your account, you'll receive a one time credit of $9.90 that can be used on iTunes™ over the next 60 days. Then earn up to $3.96 in iTunes each month thereafter. All that plus the use of ATMs free nationwide* with foreign surcharge fees refunded monthly up to $25 per month.

Here's how you can qualify for My Tunes Checking:

  • Enroll in eStatements - receive your statements electronically
  • Conduct a minimum of ten (10) Debit Card Swipe and Sign transactions (Credit transactions/Non-PIN based)

Additional benefits from UFCU

  • No minimum monthly balance.
  • Free PowerCheck debit card. Use it anywhere the VISA logo is displayed, and pay for anything from groceries to gasoline. It's fast and easy to use.
  • Overdraft protection from your savings account(s), along with Courtesy Pay protection up to $1,000 is available to save you embarrassment and expense of Non-Sufficient Funds (NSF) items! Click here for Courtesy Pay disclosures.
  • A whole range of FREE electronic services: Online Banking (PowerLink) with Bill Pay, instant eStatements and e-mail alerts, and online account aggregation.

Want to find out more? Stop by your local branch or call our Member Service Center toll-free at 888-982-1400 today.

* Free ATMs Nationwide (ATM foreign surcharge fees will be refunded monthly up to $25/month; excludes international ATMs, balance inquire, and ATM deposit fees); $50 account opening deposit required. No CardPerks points on debit card transactions. Requires e-Statements and 10 debit card transactions posted per month (signature based) to earn $3.96 in iTunes™ credits (4 songs @.99/each) per month, credits must be redeemed in the month they are earned. Opening one time iTunes™ credit of $9.90 expires within 60 days. iTunes™ credits are posted to member's account when they use their UFCU debit card to purchase the iTunes. At the end of the month the credits are posted to the member's account. Members not meeting requirements will not receive the credit for that month, or ATM foreign surcharge fee refunds. iTunes™ is a registered trademark of Apple, Inc. This account is not eligible for free checks.

  • Your savings are insured to at least $500,000; a combination of $250,000 provided by the National Credit Union Administration (NCUA), a U.S. federal government agency, and $250,000 by Excess Share Insurance (ESI), a private deposit insurance company.
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Convenience Checking

With Convenience Checking you get completely free checking with no minimum balance and no monthly charges or service fees. Plus CardPerk Reward Points. Not bad, huh?

Just think - unlimited access to your funds without fees. We knew you wanted a service that provides convenient options to access your funds and now you got it.

  • Low minimum deposit of $50 to get things started! And no minimum balance after that. Direct deposit is also available.
  • Completely free checking: No monthly charges, service charges or per check fees
  • Free PowerCheck debit card that also works like a check. Use it anywhere the VISA logo is displayed, and pay for anything from groceries to gasoline. It's fast and easy to use. Simply swipe and sign to get CardPerks Reward points towards gift certificates, flight tickets, and much more! You get 1 point for $2 spent.
  • Overdraft protection from your savings account(s), along with Courtesy Pay protection up to $1,000 is available to save you embarrassment and expense of Non-Sufficient Funds (NSF) items! Click here for Courtesy Pay disclosures.
  • A whole range of FREE electronic services: Online Banking (PowerLink) with Bill Pay, instant eStatements and e-mail alerts, and online account aggregation.
  • Your savings are insured to at least $500,000; a combination of $250,000 provided by the National Credit Union Administration (NCUA), a U.S. federal government agency, and $250,000 by Excess Share Insurance (ESI), a private deposit insurance company.
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